Fliff isn’t your typical sportsbook. It’s a sweepstakes-style sports prediction app that’s legal in most U.S. states because it doesn’t take traditional bets for real money. Instead, it uses a mix of virtual currencies - and only one of them can be redeemed for real money.
That’s where most people get tripped up.
You’ll see users talking about “winning cash” on Fliff, or asking if Coins are worth anything, or wondering why they can’t withdraw. The confusion is fair, especially for those not used to sweepstakes mechanics.
So let’s clear it up.
In this guide, I’ll break down exactly how Fliff works, what Fliff Cash is (and isn’t), how Coins and XP fit in, and - most importantly - how you can actually win real money on Fliff.
Does Fliff Pay Real Money?
Fliff runs on a sweepstakes model, not a traditional sportsbook license. That means you’re not betting real money, but you can still win it - as long as you’re using the right part of the platform.
And that’s where most of the confusion comes from.
Instead of using regular USD, Fliff uses three different currencies, each with its own rules, purpose, and limitations. If you don’t understand the difference, it’s easy to waste time thinking you’re building a real balance when you’re not.
Let’s break those down, so you know exactly what you're dealing with.
Fliff Currencies: Coins, Cash, and XP
- Fliff Cash is the one that matters if your goal is real dollars. It acts as Fliff's sweepstakes entries, and anything you win while using it is withdrawable.
- Fliff Coins are for fun. They let you pick games and track results, but the winnings are virtual.
- Fliff XP is your loyalty meter. It doesn’t have cash value, but it can unlock bonuses and even gift cards as you level up.
🟢 Fliff Cash | 🟡 Fliff Coins | 🔵 Fliff XP | |
---|---|---|---|
What is it? | Real sweepstakes credits | Virtual coins for fun play | Experience points earned by playing |
Can it win you real money? | ✅ Yes | ❌ No - Coins are for entertainment only | ❌ No, but can be redeemed for gift cards and - indirectly - Fliff Cash |
Can you redeem it? | ✅ Yes, for real money $1 Fliff Cash = $1 USD | ❌ No | ✅For gift cards or Fliff Coin packages - which come with free Fliff Cash |
How do you earn it? | Promos, daily bonuses, referrals, winning bets | Daily login rewards, offers, buying coin packs, winning bets | Placing Coin bets, daily challenges, referrals |
What is it used for? | Placing picks that lead to real cash prizes | Practice picks and earning XP | Redeem in shop for gift cards, or Coin bundles with free Fliff Cash |
Why Does Fliff Have All These Currencies?
To stay legal in most states, Fliff needs to follow sweepstakes laws, not gambling laws. That means they can’t let you deposit and win real money like a regular sportsbook would.
Instead, they separate free play (Coins) from sweepstakes entries (Fliff Cash) to create a system that’s legal, but still lets you win actual payouts - if you know how to use it.
You cannot purchase sweepstakes coins (Fliff Cash), however you can purchase coin bundles that will award you a bonus of Fliff Cash as a gift, ensuring Fliff complies with sweepstakes rules.
What Is Fliff Cash and Is It Real Money?
If you’re trying to win actual dollars on Fliff, this is the currency that matters.
Fliff Cash is the platform’s sweepstakes coin - and yes, it has the potential to earn you real money.
You can use it to place the exact same picks as you would with Coins, but if your Fliff Cash bet wins, your payout will be in more Fliff Cash - which you can redeem for real money once you’re verified and meet the cashout threshold of $50.
It’s real. It’s redeemable. But you have to earn it first.
How Much Is Fliff Cash Worth?
When it comes to converting Fliff Cash to USD, Fliff keeps things simple:
Every $1 in Fliff Cash equals $1 USD
There are no conversions, no “point systems,” and no confusing math. If you see $62.50 in your Fliff Cash wallet, that’s exactly the amount of dollars you can redeem for - assuming you’ve hit the requirements.
How to Earn Fliff Cash
You can’t just buy Fliff Cash. That’s what makes it sweepstakes-legal and different from a sportsbook.
Instead, you’ll earn Fliff Cash through:
- 🎁 Welcome bonuses when you create your account
- 🏆 Winning bets placed with Fliff Cash
- 💳 Purchasing Fliff Coin Bundles – often come with a gift of free Fliff Cash
- 📅 Daily login rewards and free offers
- 🤝 Referral programs – send friends, get rewarded
- 🎉 XP rewards or seasonal promos (occasionally)
- ✉️ Mail-in sweepstakes entry – legally required free method
Most users build their balance slowly over time - picking up free cash through promotions, then turning that into more with smart picks. If you want to do it completely for free, it’s not fast - but it is worth it.
How to Get Free Fliff Cash by Mail
Believe it or not, you can request Fliff Cash through the mail - totally free. This is part of what makes Fliff’s sweepstakes model legal under U.S. law.
Here’s how to do it:
- Handwrite your full name, Fliff email, username, User ID#, and registered address on a 3"×5" card.
- Write:
“I wish to receive Fliff Cash to participate in the sweepstakes promotions offered by Fliff. By submitting this request, I declare that I have read, understood, and agree to be bound by Fliff’s Terms of Use and Sweepstakes Rules.” - On a #10 stamped envelope, handwrite your return address and “Fliff Sweepstakes Credits.”
- Mail it to:
FLIFF INC. – Sweepstakes Dept.
P.O. BOX 9529
Manchester, NH 03108 - You get 5 Fliff Cash per valid mail-in, with up to 50 requests per sweepstakes period
✅ Important Rules
- Must be handwritten and mailed individually (no bulk requests)
- Limit of 50 mail requests per sweepstakes period
- Must be sent from the same U.S. state listed on your Fliff account
- Must comply with all sweepstakes rules and identity verification requirements
Mail-in entries are a slow but reliable way to unlock free Fliff Cash that most bettors don't know about. It’s old-school, but it works. If you’re in it for the long haul - or live in a no-sportsbook state - this is a legit way to get Fliff Cash without spending a dime.
What Are Fliff Coins Used For?
At first glance, Fliff Coins look like the core currency of the app. You’ll get a bunch when you sign up. You’ll see your Coin balance front and center. And you’ll place a lot of picks using them.
But here’s the deal: Fliff Coins are not redeemable and cannot win you real money.
They’re there for fun, practice, and earning XP - nothing more.
Still, they’re not pointless. Coins are how most people get comfortable using the app before stepping into Fliff Cash territory. And if you’re playing regularly, they’re the key to leveling up your XP, which can unlock real rewards down the line.
What can you do with Fliff Coins?
- Practice picks. You can make the exact same wagers as you would with Fliff Cash - just without the risk or reward. This is where the 'for fun' and social elements come in.
Compete on leaderboards. Some players grind Coins for bragging rights, or leaderboard rewards (which occasionally include bonuses).
Earn XP. The more Coin picks you place - and the bigger they are - the more XP you generate.
Fliff also uses Coins as its way around the deposit issue. You can’t buy Fliff Cash, but you can buy Coin packs - which often come with free Fliff Coin gifts.
That’s where their business model lives - in the gap between fun play and sweepstakes play.
How to Get Fliff Coins
- 🎁 Daily login bonuses
🎯 Completing in-app challenges
📺 Watching ads or offers
👥 Referring friends (you get Coins, they get Cash)
💳 Purchasing Coin packs (optional)
There’s no shortage of Coins. If you run out, the app will prompt you with plenty of ways to top up - most of them free, some paid.
Can Fliff Coins Turn Into Real Money?
Not directly - and that’s an important distinction.
When you play with Coins, you earn XP. And that XP can be redeemed in the in-app store for gift cards, Coin bundles, or occasionally Fliff Cash promos.
So while Fliff Coins themselves have no value, they’re part of a bigger loop:
Coins → XP → Rewards
Just don’t expect to coin-grind your way into a bank account. You earn 1XP for each 1000 Fliff Coins you bet, so it’s a long path - and not a guaranteed one.
What Is Fliff XP and Does It Have Value?
Fliff XP is one of the most misunderstood parts of the app.
It doesn’t look like currency. You can’t use it to place picks. And it’s buried in your account dashboard behind Coins and Cash.
But if you’re playing regularly - especially with Fliff Coins - XP quietly builds in the background. And over time, it can actually unlock some decent perks.
How Fliff XP Actually Works
XP stands for “experience points.” It tracks how often and how heavily you engage with the app - specifically by placing picks using Fliff Coins.
Think of it like a loyalty meter. You’re not trading it directly for money - but the more you play, the more value it can generate.
How to Earn Fliff XP (And How Much You Get)
If you’re placing picks on Fliff, you’re earning XP - whether you realize it or not.
XP adds up slowly, but consistently. And the more active you are on the app, the faster it grows. Here’s how it works:
Coin Picks: You’ll earn 1 XP for every 1,000 Fliff Coins wagered. Doesn’t matter if you win or lose - it’s based on the size of the pick.
Daily Challenges: Completing these nets 2 XP per challenge, plus bonus XP if you clear all of them for the day.
Referrals: When a friend signs up and spends $5, you get 100 XP.
Buying Coin Packs: You’ll earn XP at the same rate - so buying a 50,000 Coin bundle is worth 50 XP.
If you’re betting Coins and checking the app daily, your XP will build in the background - and you’ll be able to cash in eventually.
What Can You Do With Fliff XP?
Fliff lets you redeem your XP in their in-app store. The available rewards rotate, but usually include:
🎁 Digital gift cards (retailers like Amazon, Walmart, etc.)
💰 Coin bundles (which usually gift you free Fliff Cash upon purchase)
💵 Fliff Cash offers - limited-time rewards where XP unlocks small amounts of real-money credits
You’ll need to rack up a solid chunk before these redemptions become available, and the conversion rate isn’t always 1:1 or clearly posted. But if you’re active on the platform, it adds up.
What’s Fliff XP Worth?
XP Required | What You Can Get | Approximate Value |
---|---|---|
100 XP | Gift cards (Uber, DoorDash, Airbnb, StubHub, eBay, etc) | ~$1 per 100XP |
1,000 XP | Fliff Coin bundle (w/ free Fliff Cash) | $10 |
2,000 XP | Medium Fliff Cash bundle (w/ free Fliff Cash) | $25 |
5,000 XP | Large Fliff Coin bundle (w/ free Fliff Cash) | $50 |
10,000 XP | Premium Fliff Coin bundle (w/ free Fliff Cash) | $125 |
How to Actually Win Real Money on Fliff
There are two main ways to get to a real-money payout on Fliff - and both are totally legit:
You can do it without ever spending a dime, or you can speed things up by making purchases of Coin bundles that come with Fliff Cash included.
🛣️ The Free Road: Earning Fliff Cash Without Spending Anything
This is the long game - but it’s the one that proves Fliff isn’t just a gimmick.
Here’s how it works:
Start with Coins:
You’ll get a bunch just for signing up. Use them to place picks and complete your daily challenges.Earn XP:
Every Coin pick you make earns you XP (1 XP per 1,000 Coins wagered). Daily challenges and referrals help boost this faster.Login Daily: You can get Fliff coins and 1 free Fliff Cash every day for logging in.
Redeem XP:
Once you’ve built up enough XP, head to the in-app shop. There, you can trade it in for Coin bundles, gift cards, or limited-time Fliff Cash offers. Most Fliff Cash rewards start showing up around the 1,000 XP mark.Use Fliff Cash to Place Picks:
Now you’re in the game. Picks placed with Fliff Cash can win real payouts - and those winnings stay in your Fliff Cash balance.Withdraw:
Once your balance hits the minimum threshold (usually $50), and you’re verified, you can cash out to your bank or Skrill.
Don’t Forget to Claim Your Mail-In Sweepstakes Entries!
If you’re going the free route, this is your secret weapon.
Under sweepstakes law, Fliff has to offer a no-purchase entry method - and that’s where the mail-in option comes in. It takes a stamp and a few minutes, but every valid request earns you 5 Fliff Cash. That’s real, withdrawable money.
You can send up to 50 entries per sweepstakes period, meaning you can get up to $250 in Fliff Cash!
Claiming these entries will save you a lot of time of grinding out XPs for Fliff Cash!
💸The Fast Track: Buying Coin Bundles
If you’re not opposed to spending a little, this path can get you into real-money picks right away.
Here’s how it works:
Buy a Coin Pack:
Fliff sells Coin bundles at various price points - and most of them come with a bonus chunk of Fliff Cash baked in. The more you spend, the more Cash you get.Use Fliff Cash to Bet:
Don’t waste your Cash on risky longshots. Place smart, straight picks to build your balance.Win + Redeem:
As long as your Fliff Cash bets win, those winnings stay in the Cash wallet. Once you hit the threshold and verify your account, you can redeem them for cash just like any other sweepstakes player.
🧠 Cole’s tip: Think of this like buying a shortcut. You’re still not buying Fliff Cash directly - you’re buying Coins, and the Fliff Cash is a bonus - but it lets you skip the grind and start making real-money picks on day one.
🎯 Which Road Should You Take?
That depends on what kind of bettor you are.
If you’re in a no-sportsbook state, just testing the waters, or playing for fun - the free path is 100% valid.
If you want to actually compete and win right away - or support the platform - the Coin bundle route can speed things up without breaking the bank.
Either way, the payout process is the same: only Fliff Cash can be redeemed, and you’ll need to verify your identity before anything hits your account.
How to Withdraw Fliff Cash (and What Can Go Wrong)
So you’ve built up a Fliff Cash balance - maybe from promos, maybe from wins, maybe from 20 envelopes and a dream.
Now it’s time to cash out.
Here’s what that process actually looks like, what to expect, and where things can trip you up if you’re not careful.
Step-by-Step: How to Withdraw from Fliff
You’ll need at least $50 in Fliff Cash before you can withdraw. That balance must come from valid, sweepstakes-eligible sources — not Coins or XP.
Fliff will ask for your full name, address, and proof of ID. It’s a one-time thing and required by sweepstakes law. If your info doesn’t match what’s on your account - or your state isn’t eligible - your withdrawal could be denied.
Fliff supports a few different options:
Bank transfer
Skrill
Prepaid gift cards
Most withdrawals take 24–72 hours to process. First-time withdrawals may take a bit longer while they verify everything.
⚠️ What Can Go Wrong with Fliff Withdrawals (And How to Fix It)
- Trying to cash out Coins:
This one happens a lot. If you try to withdraw a balance that came from Fliff Coins - even if you won a bunch -it’s not going to work. Coins are for fun only.
- Unverified account:
You must complete identity verification. If you skipped that step or your info doesn’t match, your withdrawal will be delayed or denied.
- Eligibility issues:
If you’re located in a restricted state or using a VPN, Fliff can block the payout. You need to play from a state where Fliff is legally available.
- Not meeting sweepstakes rules:
If you haven’t followed the promo terms (e.g., playthrough requirements), Fliff may flag the cash as ineligible for withdrawal.
Is Fliff a Legit Way to Win Money?
If you’ve spent more than 5 minutes on Reddit or in the app reviews, you’ve probably seen the same questions pop up:
“Is this even legal?”
“Does Fliff actually pay?”
“Is this just a scam with extra steps?”
Fair questions. Because let’s be real - anytime an app lets you place bets without depositing money and still claims you can “win cash,” it raises an eyebrow.
But here’s the answer: Yes, Fliff is legit - just not in the way most people expect.
Fliff Is Legal Because It’s a Sweepstakes Platform
Fliff isn’t licensed as a sportsbook. It doesn’t take real-money bets. Instead, it operates under U.S. sweepstakes law - the same legal framework used by companies like McDonald’s Monopoly or Publishers Clearing House.
That means:
You’re not betting with real money
You can request entries (Fliff Cash) for free
There’s no requirement to pay or deposit to win
Because of this setup, Fliff is available in most states, even where sports betting is still off the table.
But "Legal" Doesn’t Mean “Instant” or “Effortless”
Fliff has legit payout methods. People cash out every day. But it’s not always fast or frictionless. There are guardrails in place - because there have to be.
You need to verify your identity
You need to follow the sweepstakes rules
You need to use Fliff Cash, not Coins
You need to play from an eligible state
If you do all that? Fliff will pay. I’ve done it. So have thousands of others.
So… Is It Worth Trying to Win Money on Fliff?
If you’re asking whether Fliff is worth your time, the answer depends on what you’re hoping to get out of it.
Want a fun way to make picks, grind out a few extra bucks, and stay legal in a state with no sportsbooks? Fliff is absolutely worth trying.
Expecting a fast track to big payouts or a high roller, real-money sportsbook experience? You’re probably going to be disappointed.
🧠 What Fliff Is
A legal sweepstakes app that lets you win real money
A free or low-cost way to get betting action in most U.S. states
A solid side-hustle for promo hunters and value grinders
Surprisingly fun if you like building balances from nothing
🚫 What Fliff Isn’t
A replacement for DraftKings or FanDuel
A platform for pro-level bankrolls or high-stakes betting
A fast payout machine
A “get rich with free picks” shortcut
Fliff Real Money FAQs
Yes - but only if you're using Fliff Cash. Picks made with Fliff Cash can result in real, redeemable winnings. Picks made with Coins do not.
Fliff Cash can be redeemed for real money.
Fliff Coins are for fun play only - they can't be withdrawn or converted into cash.
You can earn Fliff Cash through:
Welcome bonuses
Daily login rewards
Referral bonuses
Winning Fliff Cash picks
Redeeming XP for rewards
Free mail-in sweepstakes entries
No, not directly. But playing with Coins earns XP, and XP can sometimes be redeemed for Fliff Cash or gift cards.
Yes. 1 Fliff Cash = $1 USD, and it can be redeemed once you meet the requirements and verify your account.
Common reasons include:
Your balance is from Fliff Coins, not Fliff Cash
You haven’t completed identity verification
You're below the $50 cashout minimum
You’re not in an eligible state
Yes. Fliff is legal in most U.S. states because it operates as a sweepstakes, not a sportsbook.
It offers real-money prizes through Fliff Cash, and thousands of users have successfully withdrawn funds - even when playing for free.
XP tracks your activity on the app. It can’t be withdrawn, but you can redeem it for gift cards, Coin bundles, or limited-time Fliff Cash offers.
Each valid entry usually earns 5 Fliff Cash, and you can submit up to 50 entries per sweepstakes period.